NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 31, 2016
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00
MORTGAGOR(S): Peter Chvatal and Sarah Chvatal, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wintrust Mortgage, a division of Barrington Bank and Trust Co., N.A.
SERVICER: Specialized Loan Servicing LLC
DATE AND PLACE OF FILING: Filed June 15, 2016, Olmsted County Recorder, as Document Number A1399004, thereafter modified by Loan Modification Agreement recorded on April 1, 2019 as Document Number A1469389
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.; Dated: October 15, 2018 filed: October 15, 2018, recorded as document number A1459788; thereafter assigned to Specialized Loan Servicing LLC; Dated: August 5, 2019 filed: August 5, 2019, recorded as document number A1478140
LEGAL DESCRIPTION OF PROPERTY:
Lot 1, Block 1, Rolling Heights Eighth Subdivision
PROPERTY ADDRESS: 1017 4th Ave NE, Byron, MN 55920
PROPERTY IDENTIFICATION NUMBER: 75-29-41-057258
COUNTY IN WHICH PROPERTY IS LOCATED: Olmsted
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $221,696.21
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 12, 2022, 10:00AM
PLACE OF SALE: Sheriff's Main Office, 101 4th Street SE, Rochester, MN 55904
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 12, 2022, or the next business day if July 12, 2022 falls on a Saturday, Sunday or legal holiday.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: November 17, 2021
Specialized Loan Servicing LLC
Assignee of Mortgagee
LOGS LEGAL GROUP LLP
Melissa L. B. Porter-0337778
Gary J. Evers-0134764
Joseph M. Rossman - 0397070
Attorneys for Mortgagee
LOGS Legal Group LLP
12550 West Frontage Road,
Burnsville, MN 55337
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
(Nov. 23 & 30; Dec. 7, 14, 21 & 28, 2021) 2911505