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MONEY AND FINANCE

Columnist Dave Ramsey says tithing is more about the practice and changing hearts than making a deposit into God's account.
Make sure you love what you want to do, then make a smart, thorough plan.
Dear Dave,

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Dear Dave,
Dear Dave,
Dear Dave,
There is no requirement in Minnesota that students take a stand-alone course on personal finance.
Set aside the windfall from a divorce settlement for at least a year.
Columnist Dave Ramsey says $38,000 is not enough to get ahead and meet savings and retirement goals.

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These policies are cheap, but they’re pretty much worthless because of the long list of conditions they won’t pay out for.
Things like hiking and picnics are great ways to spend quality time together, while keeping your pocketbook in your pocket.
Columnist Tammy Swift may be distantly related to Taylor Swift, but she wants people to know she did not found the SWIFT global banking system. In fact, she says the last time there was this much interest in any Swift banking system was 1985, when Mom and Dad Swift wondered how she could spend a whole quarter of student-loan money on shaker sweaters, trips to Target and Bartles & Jaymes wine coolers.

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